Fluid StatementCheck™

Upload your statement. See what you're really paying—and what you could save.

Upload your latest merchant statement. Fluid analyzes the actual fees against your processing volume so you can see your true effective rate and where a better structure may save money.

Analyze your statement

PDF, JPG or PNG. Up to 10 MB.

For your protection, do not upload documents containing Social Security numbers or unrelated patient information.

Built for transparency. Fluid distinguishes verified statement calculations from estimates. We do not label estimated processor profit as a verified fact.

Your Processing Report

True effective rate VERIFIED—

Monthly processing volume—

Monthly processing cost—

Average ticket—

Annualized processing cost—

Estimated savings — Traditional Processing ESTIMATE—

Compared with Fluid's traditional pricing assumption of 2.5% + $0.25 per transaction.

Potential expense offset — Dual Pricing ESTIMATE—

Illustrates the current processing expense that may potentially be offset under an eligible dual-pricing program. This is not a guaranteed savings quote; card mix, debit rules, program configuration, state law, network rules and underwriting apply.

Pricing transparencyReview recommended

How we calculate this: effective rate = total statement fees ÷ processing volume. The Fluid opportunity is a comparison estimate, not a guaranteed quote.

Estimated comparison uses Fluid's published traditional pricing assumption of 2.5% + $0.25 per transaction. Final pricing and savings depend on card mix, transaction type, underwriting and selected processing program.